The 10 Best Stablecoin Wallets of 2025

Stablecoins might not grab headlines, but they’ve become crypto’s quiet workhorses. They power payments, preserve value, and offer a digital alternative to fiat currencies. Yet many crypto wallets still aren’t built with stablecoin users in mind. They’re designed for trading, staking, or managing a wide range of crypto assets across multiple blockchains—not for quickly sending digital dollars or gifting a friend a bit of USDC or USD II.

So what makes a wallet better for stablecoins? We looked for wallets that are fast, easy to use, and well-suited for daily transactions. Support for major stablecoins like USDC, DAI, and USD II is essential. Features like gasless transfers and swaps, seedless recovery, and mobile-first design make a big difference when you’re using stablecoins as money, not just an asset.

This guide doesn’t ignore advanced tools, but it puts usability first. Whether you’re sending a crypto gift, managing stablecoins day to day, or just want something straightforward and secure, there’s a wallet here for you. From mobile apps to secure hardware options, we’ve reviewed the 10 best stablecoin wallets of 2025—all non-custodial and ready to help you make the most of your stablecoins.

Stablecoin Wallet Comparison Chart (2025)

Looking for the right stablecoin wallet? This chart compares key features like everyday usability, seedless recovery, hardware security, long-term storage suitability, mobile-first design, gasless stablecoin support, and physical portability. Whether you’re gifting crypto, using it daily, or locking it down for the long haul, you’ll find the right fit here.

Note: Prices reflect standard retail pricing at the time of publication and may vary.

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Wallet Breakdown: Find Your Perfect Match

From gifting to daily spending to secure storage, here’s how the top wallets stack up—so you can choose the one that makes using stablecoins simple and secure.

Burner

Burner Wallet is a physical hardware wallet the size of a credit card, designed for real-world usability and everyday crypto transactions. It combines the security of a hardware wallet—with secure chip technology and PIN-based access—with the instant accessibility of a software wallet. There’s no seed phrase to lose and no app to install. Just tap to launch in your browser and go.

It pairs seamlessly with USD II, a gasless stablecoin built for gifting and practical daily use—making Burner Wallet a secure, frictionless way to store, send, and spend stable digital dollars.

BurnerOS: A Wallet That Runs in Your Browser

BurnerOS is the browser-based software layer that powers Burner. When you tap your card, BurnerOS opens instantly—no downloads, no updates, and no login headaches.

You can view your balance, send and receive stablecoins, connect to dApps via WalletConnect, and even view NFTs—all from a clean, tap-to-use interface that’s simple enough for first-time users. Because it runs in the browser and updates automatically, there’s no risky software to install. BurnerOS delivers the benefits of a modern wallet without the usual trade-offs in usability or safety. Here’s why that matters.

USD II: Stablecoin Made For Gifting

USD II is a fiat-backed, stablecoin issued on the Base network by Burner. It’s backed 1:1 by U.S. dollars and treasury reserves through our partner Bridge, and securely managed by Privy. When used with BurnerOS, USD II offers completely gas-free transfers and swaps—making it the easiest way to send crypto to friends and family without needing to explain gas fees or complicated wallet setups. Whether you’re onboarding a friend or sending a stable, spendable digital dollar, USD II makes it feel as easy as using Venmo. Learn more about USD II.

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MetaMask

MetaMask is a browser-based crypto wallet developed by ConsenSys, widely used to interact with Ethereum apps and decentralized exchanges. It supports a wide range of ERC-20 tokens and blockchain networks, but it requires managing seed phrases and doesn’t offer gasless transfers or stablecoin-specific features.

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Trust Wallet

Trust Wallet is a mobile wallet developed by Binance, designed for users who prioritize managing crypto assets on mobile devices. While it’s best known for its mobile app, Trust Wallet also offers a browser extension for desktop use. It supports a wide range of cryptocurrencies and blockchain networks, and includes a built-in browser for accessing decentralized apps. However, it does not offer seedless recovery or gasless stablecoin transfers.

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Coinbase Wallet

Coinbase Wallet offers a convenient on-ramp for users who want to move from centralized exchanges to self-custody. It supports a wide range of ERC-20 tokens, and transfers of USD Coin (USDC) within the Coinbase ecosystem are gas-free. While it’s beginner-friendly and well-integrated, users still need to manage seed phrases and won’t get hardware-level security out of the box.

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Phantom Wallet

Phantom began as a Solana wallet and is available on both desktop and mobile. It now also supports Ethereum and Bitcoin, and offers features such as in-app token swaps and phishing protection, though it still relies on seed phrases for recovery.

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Rainbow Wallet

Rainbow Wallet is a software wallet built for Ethereum and ERC-20 tokens, with a clean, intuitive interface that’s great for beginners. Its mobile-first design makes managing digital assets easy across devices, though it doesn’t offer hardware-level security or offline storage.

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Ledger Nano X

Ledger Nano X is a Bluetooth-enabled hardware wallet built for secure, offline storage of crypto assets. It supports thousands of cryptocurrencies and pairs with Ledger Live for a desktop portfolio experience. While it’s a popular choice among advanced users, it’s less suited for everyday transactions or crypto gifting due to its reliance on a recovery phrase and more complex setup.

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Trezor Model T

Trezor Model T is a touchscreen hardware wallet with open-source firmware, offering transparency and control over your crypto assets. It supports major cryptocurrencies and stablecoins, and pairs with Trezor Suite for advanced security features. Best suited for experienced users, it’s built for those who value maximum control and offline storage.

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KeepKey

KeepKey is a simple hardware wallet with a large display and a focus on offline storage. It supports key stablecoins and crypto assets, and integrates with ShapeShift for token management. While it’s a solid choice for long-term storage, it lacks some of the advanced features and more frequent update cycles of other hardware wallets.

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SafePal S1

SafePal S1 is a hardware wallet that signs transactions using QR codes, completely avoiding USB and Bluetooth. It supports a wide range of assets and offers strong offline security, making it a good option for users who want enhanced protection and wireless isolation.

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Final Thoughts: Simplicity Is the New Standard

Stablecoins have quietly become the utility layer of crypto—used more for payments and savings than for speculation. They’re the digital alternative to fiat currencies, powering everyday transactions across blockchain networks.

But most wallets haven’t caught up. They still assume users want multichain complexity, endless features, or the burden of managing a seed phrase.

The truth is: most people just want something that works.

Burner Wallet and USD II weren’t built to do everything. They were built to do one thing well: make stablecoins simple to use, gift, and manage securely. If that’s what you’re looking for, you won’t find a better option.

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FAQ: Choosing the Right Stablecoin Wallet

❓ What is a stablecoin wallet?

A stablecoin wallet securely stores stable digital assets pegged to fiat currencies, such as USD II or USDC. They can be hardware, software, or mobile wallets.

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❓ Why choose Burner Wallet for stablecoins?

Burner offers an intuitive interface, seedless PIN-based security, and gasless transfers with USD II, ideal for crypto gifting and everyday transactions.

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❓ What makes USD II unique among stablecoins?

USD II offers frictionless transactions without gas fees on the Base network, backed 1:1 by fiat reserves managed securely by Bridge and Privy.

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❓ Can you lose crypto assets stored in a Burner Wallet?

Burner Wallet enhances security with PIN-based access instead of seed phrases, significantly reducing the risk of unauthorized access or accidental loss. For added peace of mind, we recommend duplicating your wallet using BurnerOS’s Card Duplicator app and storing the backup card in a separate, secure location, especially if you’re holding larger amounts.

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❓ Are hardware wallets safer than software wallets?

Yes, hardware wallets offer offline storage (cold storage) providing maximum security against online threats, making them ideal for long-term crypto investors.

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❓ What stablecoins can be stored in Burner Wallet?

Burner Wallet supports major stablecoins like USD II and other ERC-20 tokens, with gasless transactions specifically for USD II within BurnerOS.

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❓ Who is Bridge?

Bridge is a financial technology platform that provides infrastructure for stablecoin issuance and management. It enables seamless conversion between fiat currencies and stablecoins, simplifying cross-border payments and digital asset management. Bridge is our financial partner holding USD II’s reserves and facilitating redemption into U.S. dollars.

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❓ Who is Privy?

Privy is a secure user authentication and data management platform. It powers account creation and access for USD II by storing account data in encrypted, non-custodial containers.